01
Auto-split every payment.
Money lands in your Pool, then flows into Funnels by the percentages you set. No manual transfers.

02
Create a Funnel in seconds.
Pick an icon, name it, slide to a percentage. Rent, food, family, savings — your call.

03
Track every Funnel.
Each Funnel has its own balance and history, so you always know where your money went.

04
Auto-save to Cowrywise or PiggyVest.
Sabi Money doesn't hold your savings. Connect your Cowrywise or PiggyVest account and your savings slice goes there automatically.

05
Withdraw to your Payout Accounts.
Receive with your own account number. Withdraw only to bank accounts in your verified name, with a clear receipt every time.


Flexible or locked.
Flexible Funnels
For everyday spending. Withdraw to your Payout Accounts whenever you need it.
Locked Funnels
Held securely with Paystack Microfinance Bank or Nomba MFB until the date you choose.